January 31, 2022 at 9:45am | Mac Rogers
Here's an overview of FHA loans for 2022 and the pros and cons of using FHA loans.

2022 FHA Loan Limits
Low-Cost Area Medium-Cost Area High-Cost Area
1 Unit $647,200 $647,201-$970,799 $970,800
2 Units $828,700 $828,701-$1,243,049 $1,243,050
3 Units $1,001,650 $1,001,651-$1,502,474. $1,502,475
4 Units $1,244,850 $1,244,851-$1,867,274. $1,867,275

0:00 Introduction
0:30 FHA versus Conventional Loans
0:55 Low Down Payment
1:15 Credit Scores
2:00 Gift Money/Funds
2:23 PMI or Private Mortgage Insurance
4:00 2022 FHA Updated Guidelines
4:25 1003 Application
5:05 Appraisal
5:45 FHA 203K Loan
6:50 Cash to Close or Needed Funds
7:23 Rich Uncle Jeff Bezos
8:50 Documents Needed
9:10 Down Payment Example
10:20 Income and Job Verification Example
11:11 Loan Amounts or Loan Limits
12:05 Why FHA Loan If You Have A Large Down Payment
12:26 2 PMI's You Pay with FHA
13:20 FHA Loans For Owner Occupied
13:55 Summary - Pros & Cons
14:40 Does It Matter To The Sellers If The Buyer Has FHA Loan


Mac Rogers
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